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Errors and Omissions Insurance

Errors and omissions insurance, which is also called E&O insurance and professional liability insurance, can help protect businesses from third-party claims or lawsuits because of alleged mistakes. If your business needs an E&O policy, we’re here to help. Contact our agency today to discuss your professional liability insurance needs and to get a quote.

What Does E&O Insurance Cover?

E&O insurance typically provides coverage if a party sues your business, claiming they suffered a financial loss because of your business’s actions. Common reasons for claims include the following:

  • Mistakes or errors
  • Negligence
  • Oversights or omissions
  • Inadequate work
  • Incorrect advice
  • Misrepresentations

Having E&O insurance may reduce your business’s out-of-pocket costs by paying for the associated legal expenses of these claims (e.g., court costs, settlement and judgments)—even if the claim is dropped.

Speak with us today for details regarding coverages, limits and exclusions (e.g., illegal acts or intentional wrongdoing). We can help ensure you are securing the optimal E&O insurance policy.

Who Needs E&O Insurance?

E&O insurance may be available for businesses or professionals that provide services or advice, including:

  • Insurance agents
  • Real estate agents
  • Architects
  • Financial advisors
  • Accountants
  • Engineers
  • IT consultants

For some professionals, E&O insurance may be mandated by law. Additionally, it may help attract or retain clients as some may require proof of coverage before working with your business.

How to Get E&O Insurance

Contact Beezo Insurance today to learn more about your professional liability coverage options.